At our North Park dental practice, Dr. Jimmy Smith and Dr. Joanna Smith want to make your dental care accessible and stress-free. We understand that keeping your smile healthy shouldn’t cause financial concerns. That’s why we offer flexible financing options tailored to meet your needs.
Flexible Monthly Payments with CareCredit®
CareCredit® is a healthcare-focused credit card that allows you to pay for dental care over time across a variety of treatments—from preventive appointments and cleanings to implants, veneers, and more.
- Promotional financing: Pay no interest if the balance is paid within 6 to 24 months (short-term) or 24 to 60 months for larger treatments, depending on eligibility.
- Broad acceptance: Used at over 260,000 healthcare locations nationwide—including dental offices like ours.
- Reusable access: Once approved, the card can be used repeatedly for you or family members.
Transparent, Accessible Plans with Sunbit
Sunbit offers fast, fair, digital payment plans—ideal for patients who prefer simplicity and transparency.
- Flexible loan terms: Choose from 3, 6, or 12-month financing options.
- High approval rates: Great option for patients who might face challenges with traditional credit checks.
- Clear terms: No hidden fees, easy application with soft credit checks.
Dental offices nationally have reported that Sunbit feels fairer to both patients and providers compared to other financing options.
In-House Payment Plans (When Available)
For patients seeking a more personalized approach, we may offer in-house payment plans—typically without credit checks and with approval on-the-spot. These plans are designed to deliver care promptly without compromising quality or timing.
Real Feedback from Other Practices
“Sunbit has been pretty good for our smaller cases… for larger treatment plans, we use CareCredit and LendingClub.”
—A dental office administratorReddit
“Sunbit’s higher approval rating helps patients who were denied by CareCredit.”Reddit
These experiences reflect what many patients and clinicians find helpful when navigating payment flexibility.
Things to Consider
- Compare terms: CareCredit offers zero-interest options but may charge retroactive interest if not paid in time. Sunbit requires clear understanding of APR and down payments.
- Know your insurance: Financing can bridge gaps in your coverage—especially for treatments that insurance doesn’t fully cover.
- Choose what works for you: Our team can walk you through each option to determine the best fit for your financial comfort.
Ready to Make Smiling Affordable?
- Call us to discuss your treatment plan and preferred financial options.
- Ask about CareCredit or Sunbit during scheduling, and we’ll guide you through the application process.
- Planning ahead? Let’s explore in-house options for manageable, personalized payment structure.
Our goal: give you the care you need—today—without financial stress.
Schedule your consultation now and explore the best payment path forward—because your oral health matters, and we’re here to support it.